The proposed bill amends the Michigan Insurance Code of 1956 by adding a new section, 3406xx, which mandates that health insurance policies cannot deny or limit coverage for prescription inhalers necessary for individuals suffering from asthma or other serious bronchial conditions. Specifically, insurers are prohibited from imposing restrictions on the number of days before an inhaler refill can be obtained if the inhalers have been prescribed by a treating physician and deemed medically appropriate.

Additionally, the bill stipulates that insurers must provide this coverage at no cost to the insured. The term "prescription inhaler" is defined to include various types of inhalers used for treating breathing issues, such as metered-dose inhalers, nebulizers, and dry powder inhalers, while explicitly excluding over-the-counter inhalers that offer only temporary relief.

Statutes affected:
Senate Introduced Bill: 500.100, 500.8302