This bill amends the Michigan Insurance Code of 1956 by updating several sections related to the certification and responsibilities of navigators and certified application counselors. Key definitions are clarified, including the terms "navigator," "certified application counselor," and "exchange," with the latter being redefined as "marketplace" in accordance with the Michigan Health Insurance Exchange Act. The bill specifies that individuals must be certified to act as navigators or certified application counselors and outlines their duties, which include conducting public education, distributing information about qualified health plans, and assisting individuals in selecting plans. Notably, both navigators and certified application counselors are prohibited from selling or soliciting health insurance.

Additionally, the bill introduces provisions for the director of the insurance department to impose penalties, including probation, suspension, or revocation of certificates for navigators and counselors who violate regulations or receive improper compensation. It mandates that the director establish a certification and training program that includes criminal history checks and training on privacy and security of personal information. The bill also requires annual reporting to legislative committees regarding the certification and training programs for navigators and certified application counselors. Overall, these amendments aim to enhance the regulation and oversight of individuals assisting with health insurance enrollment in Michigan.

Statutes affected:
Senate Introduced Bill: 500.1261
As Passed by the Senate: 500.1261