The bill amends section 3114 of the Michigan Insurance Code of 1956, specifically addressing personal protection insurance policies related to motor vehicle accidents. It clarifies that such policies apply to accidental bodily injury for the insured individual, their spouse, and relatives living in the same household. Notably, the bill removes the requirement for insurers to mandate that applicants list all household residents on their insurance applications. Additionally, it prohibits insurers from denying coverage for motor vehicle accidents solely based on whether a person was listed as a relative on the application.

Furthermore, the bill outlines the order of priority for claiming personal protection insurance benefits in cases of accidental bodily injury involving motorcycles and motor vehicles. It specifies that benefits should be claimed from the insurer of the vehicle involved in the accident, and it establishes guidelines for situations where multiple insurers are involved. The bill also introduces new definitions related to personal vehicles and transportation network companies, ensuring clarity in the application of insurance benefits.

Statutes affected:
Senate Introduced Bill: 500.3114