This bill amends the Michigan Insurance Code of 1956, specifically section 3114, to clarify the provisions regarding personal protection insurance (PPI) benefits for individuals involved in motor vehicle accidents. It establishes that a personal protection insurance policy applies to accidental bodily injury for the policyholder, their spouse, and relatives living in the same household, with specific provisions for motorcycle accidents. The bill introduces new subsections that outline the priority of insurance benefits for individuals injured while operating or riding in various types of vehicles, including limousines and other buses not previously specified. It also details the conditions under which benefits are payable and the recoupment rights of insurers.

Key insertions in the bill include the definition of "bus" and the addition of limousines and other buses to the list of vehicles covered under personal protection insurance benefits. The bill also modifies existing language regarding the election of coverage and exclusions, ensuring clarity on how benefits are claimed and distributed among insurers. Overall, the amendments aim to enhance the understanding and application of personal protection insurance in Michigan, particularly in relation to the types of vehicles involved in accidents and the rights of insured individuals.

Statutes affected:
Substitute (H-1): 500.3114
House Introduced Bill: 500.3114
As Passed by the House: 500.3114