This bill amends section 3114 of the Michigan Insurance Code of 1956, specifically addressing personal protection insurance policies related to motor vehicle and motorcycle accidents. The bill clarifies that personal protection insurance applies to accidental bodily injury for the insured individual, their spouse, and relatives living in the same household, in the event of a motor vehicle accident or motorcycle accident. It also establishes that if benefits are payable under multiple policies, the injured person's insurer will cover the benefits up to the applicable coverage level without recoupment from other insurers.

Additionally, the bill removes certain subsections that previously outlined specific conditions under which personal protection insurance benefits would be provided to individuals involved in transportation-related incidents, such as those operating or riding in vehicles for hire. The revised language streamlines the process for claiming benefits and clarifies the order of priority for insurers when multiple policies are involved. The enactment of this bill is contingent upon the passage of related legislation.

Statutes affected:
Substitute (H-1): 500.3114
House Introduced Bill: 500.3114