The bill amends the Michigan Insurance Code of 1956, specifically section 3406d, to enhance coverage for breast cancer-related services in health insurance policies. It mandates that insurers must offer coverage for breast cancer diagnostic services, outpatient treatment services, diagnostic breast examinations, and supplemental breast examinations. The bill removes previous stipulations regarding dollar limits, deductibles, and coinsurance provisions, ensuring that coverage for these services is not subject to such limitations.

Additionally, the bill specifies that coverage for breast cancer screening mammography must be provided for individuals aged 35 and older, with one screening allowed every five years for those aged 35 to 39, and one screening annually for those aged 40 and older. The definitions of various terms related to breast cancer services are also clarified, including what constitutes diagnostic services, outpatient treatment, and the types of examinations covered. Overall, the bill aims to improve access to essential breast cancer care and screenings for individuals in Michigan.

Statutes affected:
House Introduced Bill: 500.3406