The bill amends the Michigan Insurance Code of 1956 by adding a new section, 3406zz, which mandates that health insurance policies delivered, issued for delivery, or renewed in the state must cover medically necessary care or treatment for menopause and perimenopause. This includes treatments such as hormone replacement therapy that are approved by the United States Food and Drug Administration.

Additionally, the bill prohibits insurers from requiring prior authorization or implementing step therapy or fail-first protocols for medications prescribed for hormone replacement therapy related to menopause and perimenopause. The bill also defines key terms such as "menopause," "perimenopause," and "prior authorization" to clarify the scope of the coverage mandated.

Statutes affected:
House Introduced Bill: 500.100, 500.8302