The bill amends section 4509 of the Michigan Insurance Code of 1956 to provide protections for individuals and organizations that report or provide information regarding suspected insurance fraud. It establishes that a person acting without malice is not liable for filing reports or sharing information with authorized agencies, including the National Association of Insurance Commissioners and the National Insurance Crime Bureau, as long as they do not know the information is false. This protection extends to insurers, their employees, and private individuals who cooperate with investigations or provide testimony related to suspected fraud.

Additionally, the bill clarifies that these protections apply to civil liability for libel, slander, or other torts, ensuring that individuals and entities acting in good faith while fulfilling their duties are shielded from legal repercussions. The amendments also emphasize that the provisions do not alter any existing common law or statutory privileges or immunities. Overall, the bill aims to encourage the reporting of insurance fraud by reducing the risk of legal consequences for those who act in good faith.

Statutes affected:
House Introduced Bill: 500.4509
As Passed by the House: 500.4509