The bill amends the Michigan Insurance Code of 1956 by adding a new section, 3406mm, which prohibits insurers from limiting coverage for inpatient psychiatric services based on the duration of an insured's stay in an inpatient psychiatric setting. This change aims to ensure that individuals seeking mental health treatment receive adequate coverage without restrictions related to the length of their hospitalization.
By enacting this provision, the bill seeks to enhance access to necessary mental health services and support the well-being of individuals requiring inpatient psychiatric care. This legislative move reflects a growing recognition of the importance of mental health and the need for comprehensive insurance coverage in this area.
Statutes affected: Senate Introduced Bill: 500.100, 500.8302