This bill amends the Michigan Insurance Code of 1956 by adding a new section, 3406ss, which prohibits insurers from denying, modifying, or delaying health insurance claims based on reviews conducted using artificial intelligence. The intent of this legislation is to ensure that claims are processed fairly and without bias that may arise from automated decision-making systems.

By establishing this regulation, the bill aims to protect consumers from potential negative impacts of artificial intelligence in the claims process, ensuring that human oversight remains a critical component in the evaluation of health insurance claims. This addition to the law reflects a growing concern over the use of technology in the insurance industry and seeks to maintain equitable treatment for policyholders.

Statutes affected:
House Introduced Bill: 500.100, 500.8302