The bill amends the Michigan insurance code by adding a new section, 3406ss, which prohibits insurers from denying, modifying, or delaying health insurance claims based on reviews conducted using artificial intelligence. This legislation aims to ensure that claims are processed fairly and without bias that may arise from automated decision-making systems.

By establishing this regulation, the bill seeks to protect consumers from potential negative impacts of artificial intelligence in the claims process, ensuring that human oversight remains a critical component in the evaluation of health insurance claims. This move reflects a growing concern over the use of technology in the insurance industry and its implications for policyholders.

Statutes affected:
House Introduced Bill: 500.100, 500.8302