The bill amends the Michigan Insurance Code of 1956 by adding a new section, 3406ww, which mandates that health insurance policies delivered, issued for delivery, or renewed in the state must provide comprehensive coverage related to gender transition procedures. Specifically, insurers are required to cover all potential adverse consequences of such procedures, including both short- and long-term side effects, as well as any necessary testing or screening to monitor the enrollee's mental and physical health on at least an annual basis. Additionally, the bill stipulates that coverage must include any procedures or treatments needed to reverse a gender transition.

Furthermore, the bill ensures that this coverage is available to individuals who have undergone gender transition procedures, regardless of their enrollment status in the health insurance policy at the time of the procedure. The bill defines "gender transition" and "gender transition procedure or treatment" to encompass a range of medical processes aimed at aligning an individual's anatomy, physiology, or mental state with their gender identity. This legislative change aims to enhance the support and care available to individuals undergoing gender transition in Michigan.

Statutes affected:
House Introduced Bill: 500.100, 500.8302