The proposed bill seeks to amend the Michigan Insurance Code of 1956 by adding a new section, 3406ww, which mandates that health insurance policies delivered, issued for delivery, or renewed in the state must provide comprehensive coverage related to gender transition procedures. Specifically, insurers are required to cover all adverse consequences associated with gender transition treatments, including both short- and long-term side effects. Additionally, the bill stipulates that insurers must cover necessary testing or screening to monitor the mental and physical health of enrollees on at least an annual basis, as well as any procedures or treatments required to reverse a gender transition.

Furthermore, the bill clarifies that coverage must be provided to enrollees who have undergone gender transition procedures regardless of their enrollment status at the time of the treatment. It defines "gender transition" and "gender transition procedure or treatment" to encompass a range of medical processes aimed at aligning an individual's physical or mental state with their gender identity. This legislation aims to ensure that individuals undergoing gender transition have access to necessary medical care and support.

Statutes affected:
House Introduced Bill: 500.100, 500.8302