The bill amends the Michigan Insurance Code of 1956 by adding a new section, 3406ww, which mandates that health insurance policies delivered, issued for delivery, or renewed in the state must provide comprehensive coverage related to gender transition procedures. Specifically, insurers are required to cover all adverse consequences associated with these procedures, including both short- and long-term side effects, as well as any necessary testing or screening to monitor the enrollee's mental and physical health on at least an annual basis. Additionally, the bill stipulates that coverage must include any procedures or treatments needed to reverse a gender transition.

Furthermore, the bill clarifies that this coverage must be extended to enrollees who were covered under the health insurance policy at the time they underwent a gender transition procedure or treatment. Definitions for "gender transition" and "gender transition procedure or treatment" are also provided, outlining the medical processes involved in altering an individual's anatomy, physiology, or mental state to align with their gender identity.

Statutes affected:
House Introduced Bill: 500.100, 500.8302
As Passed by the House: 500.100, 500.8302