The bill amends the Michigan insurance code by adding a new section, 3406ww, which mandates that health insurance policies delivered, issued for delivery, or renewed in the state must provide coverage for various aspects related to gender transition procedures or treatments. Specifically, insurers are required to cover all possible adverse consequences of such procedures, including both short- and long-term side effects, as well as any necessary testing or screening to monitor the enrollee's mental and physical health on at least an annual basis. Additionally, the bill stipulates that coverage must include any procedures or treatments necessary to reverse a gender transition.

Furthermore, the bill ensures that coverage for these services is available to enrollees who have undergone gender transition procedures, regardless of their insurance status at the time of the procedure. The bill also defines key terms, including "gender transition" and "gender transition procedure or treatment," to clarify the scope of the coverage required. This legislative change aims to enhance the support and care available to individuals undergoing gender transition in Michigan.

Statutes affected:
Senate Introduced Bill: 500.100, 500.8302