The bill amends the Michigan Insurance Code of 1956 by adding a new section, 3406ww, which mandates that health insurance policies delivered, issued, or renewed in the state must provide comprehensive coverage related to gender transition procedures. Specifically, insurers are required to cover all adverse consequences associated with these procedures, including both short- and long-term side effects, as well as any necessary testing or screening to monitor the enrollee's mental and physical health on at least an annual basis. Additionally, the bill stipulates that coverage must include any procedures or treatments needed to reverse a gender transition.

Furthermore, the bill ensures that this coverage is available to individuals who have undergone gender transition procedures, regardless of their enrollment status in the health insurance policy at the time of the procedure. The bill defines "gender transition" and "gender transition procedure or treatment" to clarify the medical processes involved in assisting individuals in aligning their physical or mental state with their gender identity.

Statutes affected:
Senate Introduced Bill: 500.100, 500.8302