This bill amends the Michigan Insurance Code of 1956, specifically section 3701, to update definitions and clarify terms related to small employer health benefit plans. Key insertions include the definition of "Carrier," which now explicitly includes various types of health insurance providers, and modifications to the definition of "Small employer," which specifies that a small employer is a person engaged in business with an average of at least 2 but not more than 50 full-time employees. The bill also updates the term "Full-time employees" to align with federal regulations, ensuring consistency in how employee status is determined.

Additionally, the bill makes several deletions to streamline definitions, such as removing outdated references to specific sections of the U.S. Code and clarifying the types of health benefit plans that are included or excluded under the law. For instance, it specifies that health benefit plans do not include certain types of insurance like accident-only or dental insurance, while also clarifying that coverage for excepted benefits is included. The enactment of this bill is contingent upon the passage of related legislation, ensuring that these updates are synchronized with broader reforms in health insurance regulation.

Statutes affected:
House Introduced Bill: 500.3701
As Passed by the House: 500.3701