The bill amends section 608 of the Michigan Insurance Code of 1956 to clarify the definition of "health insurance" and "health insurance policy." It specifies that "health insurance" means insurance provided under a health insurance policy, and it defines a "health insurance policy" as an expense-incurred hospital, medical, or surgical policy, certificate, or contract. Additionally, the bill states that a health insurance policy does not include any policy that provides coverage only for excepted benefits as described in federal law (42 USC 300gg-91).

The enactment of this amendatory act is contingent upon the passage of either Senate Bill No. ____ or House Bill No. 4207 from the 103rd Legislature. This ensures that the changes to the definitions of health insurance and health insurance policy are aligned with other legislative actions currently under consideration.

Statutes affected:
House Introduced Bill: 500.608
As Passed by the House: 500.608