The bill amends the existing insurance law in Michigan, specifically focusing on the definitions and regulations surrounding health insurance. It clarifies that "health insurance" refers to insurance provided under a health insurance policy, while a "health insurance policy" is defined as an expense-incurred hospital, medical, or surgical policy, certificate, or contract. Importantly, the bill specifies that a health insurance policy does not include coverage that is limited to excepted benefits as outlined in federal law (42 USC 300gg-91).

Additionally, the enactment of this amendatory act is contingent upon the passage of House Bill No. 4207 from the 103rd Legislature. The bill is designed to take immediate effect upon approval, indicating a sense of urgency in updating the legal framework governing health insurance in the state.

Statutes affected:
House Introduced Bill: 500.608
As Passed by the House: 500.608
As Passed by the Senate: 500.608
House Concurred Bill: 500.608
House Enrolled Bill: 500.608