The bill amends section 608 of the Michigan Insurance Code of 1956 to clarify the definitions related to health insurance. It specifies that "Health insurance" means insurance provided under a health insurance policy, replacing the previous phrasing. Additionally, the definition of "Health insurance policy" is refined to indicate that it refers to an expense-incurred hospital, medical, or surgical policy, certificate, or contract. Importantly, the bill states that a health insurance policy does not include coverage that is limited to excepted benefits as outlined in federal law (42 USC 300gg-91).

Furthermore, the enactment of this amendatory act is contingent upon the passage of either Senate Bill No. ____ or House Bill No. 4207 from the 103rd Legislature. This condition ensures that the changes to the insurance code will only take effect if the related legislative measures are also enacted into law.

Statutes affected:
House Introduced Bill: 500.608