The bill amends the 1956 Insurance Code by adding a new section, 3406ss, which mandates that health plans or nonprofit dental care corporations providing dental benefits must offer at least one method of payment or reimbursement that ensures dentists receive 100% of the payable amount without incurring additional fees to access these payments. However, this requirement does not extend to fees imposed by the dentist's financial institution. Additionally, if a dentist chooses to opt out of a payment method, that decision remains effective until the dentist opts back into the previous method or signs a new contract.

The bill also clarifies that the term "health plan" is defined as per section 2006 of the existing law. This amendment will apply to dental benefits policies that are delivered, issued for delivery, or renewed in Michigan after the effective date of the act.

Statutes affected:
Senate Introduced Bill: 500.100, 500.8302
As Passed by the Senate: 500.100, 500.8302