The bill amends the Michigan Insurance Code of 1956 by adding a new section, 3406ss, which mandates that health plans or nonprofit dental care corporations providing dental benefits must offer at least one method of payment or reimbursement that ensures dentists receive 100% of the payable amount without incurring any fees to access these payments. However, this requirement does not apply to fees imposed by the dentist's financial institution. Additionally, if a dentist chooses to opt out of a payment method, that decision remains effective until the dentist decides to opt back in or enters into a new contract.

The new provisions will apply to dental benefits policies that are delivered, issued for delivery, or renewed in Michigan after the effective date of the amendatory act. The bill also clarifies the definition of "health plan" as it is used in the context of this section, ensuring that the terms are consistent with existing law.

Statutes affected:
Senate Introduced Bill: 500.100, 500.8302