This bill amends the Michigan Insurance Code of 1956 by adding a new section, 3406ss, which mandates that health plans or nonprofit dental care corporations providing dental benefits must offer at least one method of payment or reimbursement that ensures dentists receive 100% of the payable amount without incurring any fees to access these payments. The only exception to this requirement is for fees imposed by the dentist's financial institution. Additionally, if a dentist chooses to opt out of a payment method, that decision will remain in effect until the dentist decides to opt back in or a new contract is signed.

The bill defines "health plan" as per the existing definition in section 2006 of the Insurance Code and specifies that these provisions will apply to dental benefits policies that are delivered, issued for delivery, or renewed in Michigan after the bill's effective date. This legislative change aims to enhance the financial arrangements between dental care providers and health plans, ensuring that dentists are not burdened with additional costs when receiving payments for their services.

Statutes affected:
Senate Introduced Bill: 500.100, 500.8302
As Passed by the Senate: 500.100, 500.8302