Bill Summary – FastDemocracy

Legislative Analysis
                                                                                Phone: (517) 373-8080
PROHIBIT INSURER DISCRIMINATION
                                                                                http://www.house.mi.gov/hfa
AGAINST HEALTH PROFESSIONALS
                                                                                Analysis available at
House Bill 5956 as reported from committee                                      http://www.legislature.mi.gov
Sponsor: Rep. Brenda Carter
Committee: Insurance and Financial Services
Complete to 12-7-24
SUMMARY:
          House Bill 5956 would amend the Insurance Code of 1956 to prohibit insurers that deliver,
          issue for delivery, or renew health insurance policies in Michigan from discriminating against
          health professionals acting with the scope of their license granted under the Public Health
          Code, with respect to participation under a health insurance policy.
                  Health professional would mean an individual who is licensed, registered or otherwise
                  authorized to engage in a health profession under Article 15 of the Public Health Code. 1
          The bill states that the above provision would not require an insurer to contract with any health
          professional who is willing to abide by the terms and conditions for participation established
          by that insurer. The bill also would not prohibit an insurer from establishing varying
          reimbursement rates based on quality or performance measurers.
          Proposed MCL 500.3406jj
BRIEF DISCUSSION:
          Supporters of the bill argue that it would codify an important provision of the federal Patient
          Protection and Affordable Care Act (ACA) in case of a policy change at the federal level.
FISCAL IMPACT:
          House Bill 5956 would not have a fiscal impact on any units of state or local government.
POSITIONS:
          A representative of the Michigan Council of Nurse Practitioners testified in support of the bill.
          (11-14-24)
          The Michigan Association of Chiropractors indicated support for the bill. (11-14-24)
                                                             Legislative Analyst: Alex Stegbauer
                                                                  Fiscal Analyst: Una Jakupovic
■ This analysis was prepared by nonpartisan House Fiscal Agency staff for use by House members in their
deliberations and does not constitute an official statement of legislative intent.
1
    https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-368-1978-15
House Fiscal Agency                                                                              Page 1 of 1
Statutes affected: 
Substitute (H-1): 500.100, 500.8302
House Introduced Bill: 500.100, 500.8302
As Passed by the House: 500.100, 500.8302