This bill prohibits a financial institution or credit union authorized to do business in this State from charging an additional fee when a customer chooses to receive a paper account statement. The bill does not prohibit a financial institution or credit union from offering a customer an incentive to elect a specific method for receipt of an account statement. The bill prohibits a credit card issuer from charging an additional fee when a cardholder chooses to receive a paper account statement. The bill does not prohibit a credit card issuer from offering an incentive to elect a specific method for receipt of an account statement.