This bill requires a health insurance carrier, beginning in 2026, to provide a quarterly report to the Superintendent of Insurance that identifies the number of claims for that quarter that were denied, the number of claims for that quarter for which prior authorization was denied, the 5 most common reasons for a claim denial and the 5 most common reasons for a prior authorization denial. The superintendent is required to submit an annual report on that information as well as information provided to the superintendent by the United States Department of Health and Human Services regarding claim and prior authorization denials under the federal Affordable Care Act to the joint standing committee of the Legislature having jurisdiction over health coverage, insurance and financial services matters. The committee is authorized to submit legislation related to the annual report to the session of the Legislature in which the annual report is received.