Repealing certain exemptions relating to a prohibition on a consumer contract that sets a shorter time to bring an action under or on the consumer contract under certain circumstances; prohibiting a consumer contract from waiving, limiting, impairing, or disclaiming any right conferred or created or a manner of enforcement established by federal or State law; establishing that a violation of the Act is an unfair, abusive, or deceptive trade practice subject to enforcement and certain civil penalties; etc.