This bill amends various chapters of the General Laws to ensure that coverage for medically necessary functional repair or restoration of craniofacial disorders is provided to active and retired employees of the commonwealth, as well as individuals under various health insurance policies. Specifically, it mandates that coverage includes treatment for conditions such as ectodermal dysplasia, dentinogenesis imperfecta, and amelogenesis imperfecta, while explicitly excluding cosmetic surgery and dental or orthodontic treatments unrelated to congenital diseases or anomalies. The bill also stipulates that the benefits provided under these sections shall not be subject to higher deductibles, coinsurance, copayments, or out-of-pocket limits than other benefits offered by the respective insurance providers.

The bill introduces new sections in Chapters 32A, 118E, 175, 176A, 176B, 176G, and 176I, detailing the coverage requirements for craniofacial disorders. Each section specifies that coverage for cleft lip and cleft palate is governed by existing provisions in the law. The language emphasizes the importance of providing necessary medical care to improve function and appearance for individuals affected by congenital conditions, thereby enhancing access to essential health services for this population.