The bill establishes a special commission tasked with investigating and studying the availability and cost of comprehensive foster care and child care liability insurance in the Commonwealth. This commission will be housed within the Department of Insurance and will consist of 19 members, including representatives from various state departments, insurance providers, foster care and child care providers, and advocacy organizations. The commission is required to meet at least four times before submitting its final report, which is due by December 1, 2026.

The commission's responsibilities include compiling data on insurance costs and claims, examining barriers to obtaining insurance, and reviewing best practices from other states. It will also solicit input from relevant stakeholders and explore solutions to alleviate the financial burdens faced by foster care and child care providers regarding liability insurance. Appointments to the commission must be completed within 30 days of the bill's effective date, ensuring a timely start to its work.