The bill establishes a new division of health insurance within the Massachusetts General Laws, amending various sections to replace references to the "commissioner of insurance" and the "division of insurance" with "commissioner of health insurance" and "division of health insurance," respectively. This includes the creation of a health insurance access bureau tasked with overseeing the health insurance market, regulating health insurance companies, and ensuring consumer protection and affordability. The bill also outlines the responsibilities of the new division, including the authority to regulate health insurance policies and manage rate reviews, consumer protection, and collaboration with other health policy entities.

Additionally, the bill introduces updated definitions to clarify the roles of the commissioner and division, ensuring that all references align with the new terminology. It emphasizes the importance of affordability in health insurance products and mandates that the division of health insurance and the division of medical assistance issue sub-regulatory guidance to support the implementation of these changes. Overall, the bill aims to streamline and modernize the legal language surrounding health insurance regulation in Massachusetts, enhancing oversight and access for consumers.

Statutes affected:
Bill Text: 6A-16D, 32A-3, 62C-8B, 62E-12, 63-26, 111-24N, 111K-2, 111M-1, 118E-9C, 149-189, 175-1, 175D-1, 175I-2, 176A-2, 176B-1, 176C-9, 176D-1, 176E-1, 176F-1, 176G-1, 176I-1, 176J-1, 176K-1, 176M-1, 176N-1, 176O-1, 176Q-1, 176R-1, 176S-1, 176T-1, 176U-1, 176V-1, 176W-1, 176X-1