The bill aims to enhance access to infertility treatment by amending existing laws related to the definition of infertility and the coverage of related medical expenses. It redefines infertility to include various conditions such as the findings of licensed physicians based on a patient's medical history, the need for medical intervention, and the failure to achieve a pregnancy after a specified duration of unprotected sexual intercourse. The bill also outlines the necessary medical interventions that should be covered, including oocyte retrievals, embryo transfers, artificial insemination, and third-party reproduction methods.

Additionally, the bill establishes guidelines for insurance providers regarding the coverage of infertility treatments, prohibiting them from imposing unfair conditions or limitations that differ from those applied to other medical services. It emphasizes that coverage must be provided without discrimination based on various factors, including age, gender, and marital status. The bill ensures that clinical guidelines for infertility treatment are based on current medical standards and that any unfair practices in issuing these guidelines are addressed. Overall, the legislation seeks to provide comprehensive support for individuals facing infertility challenges while safeguarding their rights to necessary medical care.

Statutes affected:
Bill Text: 175-47H, 176B-4J