This bill amends Chapter 93 of the General Laws to regulate the use of credit reports by employers. It introduces a new section, Section 51C, which prohibits employers from using consumer reports as a criterion for employment purposes, requesting such reports, or requiring employees or applicants to disclose information related to their credit worthiness. However, exceptions are made for situations where federal or state law mandates background checks, positions requiring national security clearance, or specific senior roles within staffing agencies that involve fiduciary responsibilities.

Additionally, the bill protects employees and applicants from retaliation or discrimination by employers if they refuse to provide a consumer report or engage in activities related to reporting violations of this section. It also states that any waiver of rights under this section is void, ensuring that employees cannot be compelled to relinquish their protections. The act is set to take effect on January 1, 2025.

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