The proposed bill mandates health insurance coverage for scalp cooling systems, which are devices designed to cool the human scalp to prevent or reduce hair loss during cancer chemotherapy treatment. The bill amends several sections of the General Laws, specifically Chapter 32A, Chapter 175, Chapter 176A, Chapter 176B, Chapter 176G, and Chapter 118E, to include definitions and requirements for coverage of scalp cooling systems. The definition of a scalp cooling system is inserted into multiple sections, ensuring that these devices are recognized as necessary medical equipment for patients undergoing chemotherapy.

Additionally, the bill stipulates that all health insurance policies providing coverage for cancer chemotherapy treatment must also cover scalp cooling systems, with a maximum coverage limit of $300 per year. This coverage may be subject to standard deductibles and coinsurance similar to other medical benefits. The act is set to apply to all contracts entered into, renewed, or amended on or after January 1, 2026, thereby ensuring that patients have access to this supportive treatment as part of their cancer care.

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