House Resolution No. [insert number] urges the Louisiana Department of Insurance to continue a task force aimed at studying the impact of medical treatment claims submitted by bodily injury claimants to out-of-network health insurance providers on automobile insurance rates. Louisiana currently has the highest automobile insurance rates in the nation, and many claimants opt not to file medical claims with their health insurers for accident-related injuries. The resolution highlights that a significant number of these claimants seek treatment from out-of-network providers, leading to higher costs and increased out-of-pocket expenses.

The task force will consist of various stakeholders, including the commissioner of insurance, representatives from legal, medical, and business associations, and will be chaired by the commissioner of insurance. It is tasked with examining the effects of using out-of-network healthcare providers and the implications of providers refusing to accept insurance in favor of cash payments. The task force is required to meet as necessary and submit a written report of its findings and recommendations for legislation to the relevant legislative committees by February 5, 2027, after which it will be dissolved. Meetings will adhere to the Open Meetings Law, and confidentiality will be maintained for sensitive information.