House Bill No. [insert bill number] aims to enhance child support enforcement by requiring insurers in Louisiana to conduct data matches with the Department of Children and Family Services (DCFS) before issuing qualifying payments. Specifically, insurers must verify whether a recipient owes child support debt at least five days prior to making a payment. If a debt is identified, insurers are mandated to withhold the specified amount from the payment and remit it to DCFS within twenty days. The bill also establishes confidentiality requirements for the exchanged information and provides immunity from civil and criminal liability for insurers acting in good faith under these provisions.

Additionally, the bill enacts R.S. 22:2472, which outlines the compliance obligations for insurers and grants the Louisiana Department of Insurance enforcement authority, including the ability to issue cease and desist orders and impose administrative fines for non-compliance. The legislation prioritizes certain liens and expenses over child support withholdings and sets rules for periodic payments. The effective date for this act is January 1, 2027.