House Bill No. by Representative Echols establishes a mandatory right of appraisal for automobile repairs in Louisiana by enacting R.S. 22:1289.2. This new provision requires all automotive insurance policies to include a Right to Appraisal (RTA) clause, enabling policyholders to resolve disputes regarding claim valuations through an independent appraisal process. The RTA process will involve two independent appraisers—one selected by the insurer and one by the policyholder—along with a neutral umpire to address any disputes. The procedures for this appraisal process will adhere to the guidelines outlined in R.S. 22:1807.13 and R.S. 22:1807.19.

The bill aims to ensure fairness in the appraisal process for automobile repairs, providing clear guidelines for policyholders and insurers alike. By mandating the inclusion of the RTA clause in insurance policies, the legislation seeks to protect the rights of policyholders and facilitate a more equitable resolution of disputes related to automobile repair claims.