House Bill No. [insert bill number] establishes the Louisiana Motor Vehicle Glass Law, which aims to regulate the practices of motor vehicle glass repair shops and individuals involved in soliciting insurance claims. The bill defines key terms such as "motor vehicle glass," "motor vehicle glass repair shop," and "advanced driver assistance system." It prohibits specific unfair trade practices, including offering incentives for directing claims, charging excessive fees, submitting false documentation, and misrepresenting information to insured parties. Violations of these provisions will be classified as both the transaction of insurance by an unauthorized insurer and as unfair or deceptive trade practices.
Additionally, the bill clarifies permissible actions for insurers and producers, allowing them to recommend repair shops and explain coverage options without requiring insured parties to use specific facilities to receive benefits. It also prohibits insured individuals from transferring their rights or benefits under an insurance policy related to motor vehicle glass repair, rendering any such contracts void. The legislation outlines penalties for non-compliance and is set to take effect upon the governor's signature or after the lapse of the time for gubernatorial action.