House Bill No. [insert bill number] aims to mandate health insurance coverage for mobile crisis response and behavioral health crisis services in Louisiana. The bill enacts R.S. 22:1059.8, which requires health insurance issuers to include these services in their coverage plans. It specifies that prior authorization for these services will not be necessary and allows issuers to set their own deductibles, coinsurance, and copayment provisions. Additionally, the bill outlines eligibility criteria for providers of these services, which must be licensed and coordinate with the Louisiana Department of Health's sanctioned Crisis Hub.

The bill also defines key terms related to the services, including "Behavioral Health Crisis Care" and "Mobile Crisis Response," detailing the nature of the services provided and the operational requirements for eligible providers. The provisions of this act are set to take effect on July 1, 2027. Overall, the legislation seeks to enhance access to critical behavioral health services, ensuring that individuals in crisis receive timely and appropriate care.