House Bill No. [insert number] introduces the "Click-to-Cancel Act," which aims to enhance consumer protection regarding automatic renewal contracts in Louisiana. The bill defines key terms such as "automatic renewal contract," "consumer," and "trial period," and mandates that businesses must provide clear and conspicuous disclosures of automatic renewal offer terms, cancellation policies, and instructions before charging consumers. It also requires that consumers give affirmative consent to these terms and that businesses maintain a record of this consent for a specified duration. Additionally, the bill stipulates that the cancellation process must be as easy as the initial acceptance process.

The legislation outlines specific prohibitions for businesses, including failing to provide necessary disclosures, charging consumers without consent, and not maintaining adequate records. It also mandates timely notifications to consumers regarding any material changes to the contract or upcoming renewals. Exemptions are provided for certain types of contracts, such as those related to rental agreements and financial institutions. Violations of the act can result in restitution to affected consumers, civil penalties, and classification as a deceptive trade practice, subjecting violators to further legal actions under existing consumer protection laws.