House Bill No. 430, known as the "MJ 911 Act," aims to extend health insurance coverage for the families of law enforcement officers and firemen employed by the City of Lafayette who are killed in the line of duty. The bill enacts R.S. 40:1665.5 and 1665.6, which require the employer to provide health insurance coverage for the surviving spouse of a deceased fireman or law enforcement officer until they reach Medicare eligibility. Additionally, it mandates coverage for the deceased's children, stepchildren, or adopted children until they are 26 years old or if they are physically or mentally disabled. The coverage for children continues until they no longer meet these qualifications.
The proposed law also retroactively applies to January 1, 2017, ensuring that health insurance benefits are provided for the surviving families of any firemen or law enforcement officers who died in the line of duty during that time. Notably, the bill modifies existing law by changing the duration of coverage for surviving spouses from their lifetime to until they reach Medicare eligibility and raises the age limit for children's coverage from 18 to 26 years. The bill emphasizes the importance of supporting the families of those who have made the ultimate sacrifice in service to their community.