House Bill No. by Representative Dickerson enacts a new provision under R.S. 22:1265(F) that regulates the issuance of cancellation and nonrenewal notices by insurers. The bill stipulates that an admitted insurer cannot issue these notices through electronic means unless the insured has provided written consent to receive such notices electronically. Furthermore, any notice of cancellation or nonrenewal sent electronically without prior consent from the insured will be deemed ineffective.

This legislation aims to protect consumers by ensuring they have control over how they receive important insurance communications. The new requirements will take effect on January 1, 2027, allowing time for insurers to adjust their practices in compliance with the new law.