House Bill No. by Representative Berault amends existing Louisiana law regarding health insurance claims and provider agreements. The bill specifically prohibits health insurance issuers from imposing monetary reductions in claims payments or from suspending or terminating agreements with licensed healthcare facilities that are participating providers, based solely on the network status of another healthcare provider involved in a patient's care. This aims to protect participating facilities from adverse actions that could arise due to the nonparticipating status of other providers.
Additionally, the bill reaffirms that any contractual clauses that attempt to waive these protections are void, maintaining the integrity of the law. Violations of these provisions are classified as unfair methods of competition and deceptive acts in the insurance business, subject to existing regulatory measures. The bill will take effect upon the governor's signature or after the designated time for gubernatorial action if not signed.
Statutes affected: HB291 Original: 22:1828(D)