House Bill No. 291, introduced by Representative Berault, amends existing Louisiana law regarding health insurance claims and provider agreements. The bill specifically prohibits health insurance issuers from taking adverse actions—such as reducing payments, suspending, or terminating agreements—against licensed healthcare facilities that are participating providers, based solely on the network status of another healthcare provider involved in a patient's care. This aims to protect participating facilities from financial penalties or contract terminations that are unrelated to their own performance or status.

Additionally, the bill reaffirms that any contractual clauses attempting to waive these protections are void, maintaining the integrity of the law. Violations of these provisions are classified as unfair methods of competition and deceptive practices in the insurance business, subject to enforcement under existing regulations. The bill will take effect upon the governor's signature or after the designated time for gubernatorial action if not signed.

Statutes affected:
HB291 Original: 22:1828(D)
HB291 Engrossed: 22:1828(D)