House Bill No. by Representative Green mandates that motor vehicle insurers in Louisiana disclose liability policy information to third-party claimants or their attorneys upon receiving a written request. Specifically, insurers must provide a statement detailing the name of the insurer, the names of insured individuals associated with the vehicle involved in the accident, and the coverage limits for each policy, or a statement indicating that no policy exists for the accident. Insurers are required to respond within thirty days of receiving the request, which must include the nature of the claim and a copy of the accident report. If the request lacks sufficient information, insurers must inform the claimant of the additional information needed.
The bill also emphasizes confidentiality, stating that the information provided cannot be disclosed to outside parties and must be destroyed by the claimant or attorney upon the claim's final disposition. Furthermore, compliance with the disclosure requirements does not waive any defenses available to the insurer, nor does it constitute an admission of liability. The provisions of this bill will apply retroactively to all pending claims that have not been resolved by settlement or judicial award by the effective date of the Act, which will take effect upon the governor's signature or after the lapse of time for gubernatorial action.