House Bill No. [insert bill number] proposes an amendment to Louisiana's motor vehicle liability laws by enacting R.S. 32:866(I). This new provision establishes that drivers who experience a lapse in their compulsory motor vehicle liability coverage exceeding thirty days will not be eligible for recovery for bodily injury or property damage. This addition aims to reinforce the importance of maintaining continuous insurance coverage for motor vehicle operators.

The bill retains existing law, which states that there is no recovery for the first $100,000 of bodily injury or property damage caused by a driver who fails to maintain compulsory motor vehicle liability security. By adding the new provision regarding lapses in coverage, the bill seeks to further limit recovery options for uninsured drivers, thereby promoting compliance with insurance requirements.