The resolution urges the Louisiana State Licensing Board of Contractors and the Louisiana State Uniform Construction Code Council to study and report on the potential adoption of FORTIFIED Roof building standards into the building codes for the coastal zone of Louisiana. This request arises from the ongoing homeowners' insurance crisis in the state, exacerbated by frequent hurricanes and tropical storms that cause significant property damage. The FORTIFIED Roof standards, developed by the Insurance Institute for Business and Home Safety, have been shown to enhance the resilience of homes against hurricane-force winds, thereby reducing insurance risks and potentially lowering premiums for homeowners.

The resolution emphasizes the importance of increasing the number of homes built or retrofitted to these standards to improve overall housing safety and make Louisiana a more attractive market for insurers. It highlights successful measures taken in Alabama, where the adoption of similar standards into building codes led to a decrease in insurance costs. The Louisiana State Licensing Board of Contractors and the Louisiana State Uniform Construction Code Council are tasked with creating a report detailing their findings and recommendations, which is to be submitted to the House Committee on Commerce by February 1, 2026.