Senate Resolution No. urges the State Licensing Board for Contractors and the Louisiana State Uniform Construction Code Council to study and report on the adoption of fortified roof building standards into the building codes for Louisiana's coastal zone. This initiative comes in response to the ongoing homeowners insurance crisis in Louisiana, exacerbated by the frequency and severity of hurricanes and tropical storms that have historically impacted the state. The resolution highlights the benefits of fortified roofs, which have been shown to withstand hurricane-force winds better than standard roofs, thereby reducing damage and insurance costs for homeowners.

The resolution calls for a comprehensive report detailing findings and recommendations, including potential legislative proposals, to be submitted to the legislature by February 1, 2026. It emphasizes the importance of increasing the number of homes built or retrofitted to these standards to enhance the overall resilience of Louisiana's housing stock and make the state a more attractive market for insurers. The resolution also notes that similar measures in Alabama have led to lower insurance premiums for homeowners, suggesting that adopting fortified roof standards could have a positive impact on insurance affordability in Louisiana.