Senate Resolution No. by Senator Talbot urges the State Licensing Board for Contractors and the Louisiana State Uniform Construction Code Council to conduct a study and report their findings and recommendations to the legislature regarding the adoption of fortified roof building standards into the building codes for Louisiana's coastal zone. This request comes in light of the ongoing homeowners insurance crisis in Louisiana, exacerbated by the frequency and severity of hurricanes and tropical storms that have historically impacted the state. The resolution highlights the benefits of fortified roof standards, which have been shown to significantly improve a home's resilience to hurricane-force winds, thereby reducing damage and insurance costs for homeowners.

The resolution emphasizes the importance of increasing the number of homes built or retrofitted to these fortified standards to enhance the overall housing stock's insurability and affordability. It notes that similar measures in Alabama have led to lower insurance premiums for consumers due to decreased reinsurance costs for insurers. The resolution mandates that the findings and recommendations be reported to the legislature by February 1, 2026, and that the methodology behind these findings be documented. This initiative aims to mitigate storm damage and improve the affordability of homeowners insurance in Louisiana's coastal areas.