Senate Resolution No. urges the State Licensing Board for Contractors and the Louisiana State Uniform Construction Code Council to study and report on the adoption of fortified roof building standards into the building codes for Louisiana's coastal zone. This initiative comes in response to the ongoing homeowners insurance crisis in Louisiana, exacerbated by frequent hurricanes and tropical storms that have caused significant property damage. The resolution highlights the benefits of fortified roofs, which have been shown to withstand hurricane-force winds better than standard roofs, thereby providing homeowners with increased protection and potentially lower insurance premiums.

The resolution calls for a comprehensive report detailing findings and recommendations, including legislative proposals, to be submitted to the legislature by February 1, 2026. It emphasizes the importance of increasing the number of homes built or retrofitted to these standards in order to mitigate storm damage and enhance the overall insurability of properties in Louisiana. The resolution also notes that similar measures in Alabama have led to reduced insurance costs for consumers, suggesting that adopting fortified roof standards could improve the insurance market in Louisiana as well.