House Resolution No. by Representative Beaullieu urges the Louisiana Department of Insurance (LDI) to conduct a comprehensive study aimed at enhancing the Louisiana Fortify Homes Program (LFHP). The resolution highlights the pressing issue of high homeowner's insurance costs in Louisiana, particularly in hurricane-exposed areas, where residents spend a significant portion of their income on insurance. It emphasizes the need for improved building standards and incentives to encourage homeowners to fortify their homes against wind damage, which could ultimately reduce the financial burden on both homeowners and government recovery efforts after natural disasters.

The resolution calls for the establishment of benchmark insurance discounts for homes that meet Fortified standards, the revision of the outdated wind mitigation survey, and updates to coastal building codes to require compliance with Fortified standards. Additionally, it seeks to increase public awareness of the LFHP through various outreach strategies and partnerships. The LDI is tasked with reporting its findings and recommendations to the House Committee on Insurance by December 31, 2025, to ensure that Louisiana's homeowners are better protected and can benefit from potential savings on insurance premiums.