The resolution urges the Louisiana Department of Insurance to establish a task force to investigate the effects of bodily injury claimants submitting medical treatment claims for accident-related injuries to out-of-network health insurance providers, as opposed to in-network providers. This initiative arises from concerns that Louisiana has the highest automobile insurance rates in the nation, and many claimants are opting for out-of-network treatment, leading to increased costs and out-of-pocket expenses. The task force will also examine the implications of healthcare providers refusing to accept insurance for these injuries in favor of cash payments.
The task force will consist of various stakeholders, including the commissioner of insurance, representatives from legal, medical, and business associations, and will be chaired by the commissioner of insurance. It is tasked with gathering input from interested parties and must submit a report detailing its findings and legislative recommendations by February 16, 2026. The resolution emphasizes the importance of transparency and compliance with open meeting laws while ensuring the confidentiality of sensitive information. The task force will disband upon the completion of its report.