House Resolution No. urges the Louisiana Department of Insurance to conduct a study on the effects of health insurance coverage mandates on the cost and availability of health insurance in the state. The resolution highlights the importance of access to adequate healthcare for Louisiana citizens and notes the disparity in health insurance offerings between large and small employers. It emphasizes that while a significant percentage of large employers provide health insurance, only a third of small employers do, which is critical since over 40% of the population relies on employer-sponsored plans.

The resolution requests that the Department of Insurance prepare a written report detailing the health insurance coverage mandates enacted since January 1, 2016, and their impact on health insurance premiums and availability. This report is to be submitted to the House Committee on Insurance by February 1, 2026, along with findings, conclusions, and recommendations. A copy of the resolution will also be sent to the commissioner of insurance to ensure proper communication and follow-up on the study.