The resolution urges the Louisiana Department of Insurance to conduct a study on the effects of health insurance coverage mandates on the cost and availability of health insurance in the state. It highlights the importance of access to adequate healthcare for Louisiana citizens and notes the disparity in health insurance offerings between large and small employers. The resolution points out that while a significant majority of large employers provide health insurance, only a third of small employers do, which is concerning given that over 40% of the population relies on employer-sponsored plans.

The Louisiana Legislature frequently considers mandates that require certain medical treatments to be covered by health insurance, which can increase costs for employer-sponsored plans and may deter small employers from offering health insurance. Therefore, the resolution requests that the Department of Insurance submit a written report to the House Committee on Insurance by February 1, 2026, detailing the impact of these mandates since January 1, 2016, including their effects on premiums, employer-sponsored plans, and overall health insurance availability in the state.