House Resolution No. ___, introduced by Representative Firment, urges the Louisiana Department of Insurance to conduct a study on the impact of health insurance coverage mandates on the cost and availability of health insurance in the state. The resolution highlights the importance of access to adequate healthcare for Louisiana citizens and notes the requirements set forth by the Affordable Care Act for employers regarding health insurance offerings. It points out the disparity in health insurance provision between large and small employers, with a significant portion of the population relying on employer-sponsored plans.

The resolution requests that the Department of Insurance submit a written report to the House Committee on Insurance by February 1, 2026. This report should detail the health insurance coverage mandates enacted since January 1, 2016, and analyze their effects on health insurance premiums, employer-sponsored plans, and overall availability of health insurance in Louisiana. The resolution emphasizes the need for this study to understand how these mandates may influence the costs and accessibility of health insurance, particularly for small employers.