House Resolution No. urges the Louisiana Department of Insurance to conduct a study on the effects of health insurance coverage mandates on the cost and availability of health insurance in the state. The resolution highlights the importance of access to adequate healthcare for Louisiana citizens and notes that a significant portion of the population relies on employer-sponsored health insurance. It points out that while large employers are generally compliant with offering health insurance under the Affordable Care Act, a much lower percentage of small employers do so, which may be influenced by the costs associated with coverage mandates.

The resolution requests that the Department of Insurance provide a written report to the House Committee on Insurance by February 1, 2026. This report should detail the health insurance coverage mandates enacted since January 1, 2016, and analyze their impact on health insurance premiums, employer-sponsored plans, and overall availability of health insurance in Louisiana. Additionally, a copy of the resolution will be sent to the commissioner of insurance to ensure proper communication of this request.