House Resolution No. by Representative Wilder calls on the United States Congress and the Trump administration to halt the use of financial institutions as tools for government policy enforcement, a practice referred to as "debanking." The resolution highlights concerns that federal regulators have been pressuring banks to sever relationships with certain individuals and businesses, which undermines free market principles. It cites past instances, such as Operation Choke Point, where regulators attempted to influence banks' business decisions based on political or social agendas rather than legitimate financial concerns.

The resolution advocates for the modernization of anti-money laundering laws to ensure that banks focus on actual financial crimes rather than penalizing law-abiding customers. It urges regulatory agencies to concentrate on their core missions without overstepping their authority to promote unrelated policy goals. Additionally, it calls for increased transparency and accountability among regulators to protect citizens' access to financial services while addressing legitimate concerns about financial crime. A copy of the resolution will be sent to key financial regulatory leaders and Louisiana's congressional delegation.