The resolution, introduced by Senator Duplessis, requests the Senate Committee on Insurance to conduct a study on the implications of transitioning the position of commissioner of insurance in Louisiana from an elected role to an appointed one. Currently, the Louisiana Insurance Code mandates that the commissioner be elected for a four-year term, aligning with the governor's election cycle. This structure has led to Louisiana being one of the few states with an elected insurance commissioner, which some argue politicizes the regulation of insurance and contributes to the state's high auto insurance rates.

The Senate Committee is tasked with examining how this change could impact the state's insurance market and consumer costs. The committee is authorized to gather input from various stakeholders, conduct public hearings, and undertake necessary research to inform their findings. They are expected to report their conclusions and any legislative recommendations by February 1, 2026. A copy of the study request will also be sent to the current commissioner of insurance.