The resolution, introduced by Senator Duplessis, requests the Senate Committee on Insurance to conduct a study on the potential impacts of transitioning the role of the commissioner of insurance in Louisiana from an elected position to an appointed one. Currently, the commissioner is elected for a four-year term, aligning with the governor's election cycle. The resolution highlights that Louisiana is one of only twelve states with an elected insurance commissioner, which contributes to the politicization of insurance regulation and is associated with the state's high auto insurance rates.

The Senate Committee on Insurance is tasked with examining how this change could affect the state's insurance market and consumer costs. The committee is authorized to gather input from various stakeholders, conduct public hearings, and undertake necessary research to inform its findings. A report detailing the committee's recommendations for legislative changes is expected to be submitted to the Senate by February 1, 2026. Additionally, a copy of the study request will be sent to the current commissioner of insurance.