House Concurrent Resolution No. by Representative Bacala authorizes the state's Office of Group Benefits to conduct a study on the potential savings for Louisiana if eligible participants are required to enroll in Medicare. The resolution highlights that many state employees, particularly those hired after April 1, 1986, are already mandatory participants in Medicare, which is a federally-subsidized health insurance program. The study aims to assess how shifting primary coverage to Medicare for eligible participants could benefit both the state's finances and the health insurance benefits of those participants.
The Office of Group Benefits is directed to report its findings to the House Committees on Retirement and Appropriations and the Senate Committees on Retirement and Finance by December 1, 2025. The report should detail the total savings that could be realized from this requirement and explore options for plan provisions and rate reductions that could return some of those savings to the participants. This initiative seeks to improve health insurance coverage while also identifying cost-saving measures for the state.