The bill amends Louisiana's motor vehicle liability laws, specifically R.S. 32:866, to adjust the limits on recoverable damages in motor vehicle accident cases. It establishes that there will be no recovery for the first one hundred thousand dollars of bodily injury and the first one hundred thousand dollars of property damage for claims arising from accidents involving owners or operators of vehicles who do not maintain compulsory motor vehicle liability insurance. This change replaces the previous limits of fifteen thousand dollars for bodily injury and twenty-five thousand dollars for property damage.

Additionally, the bill stipulates that if a vehicle owner without insurance files a claim and is awarded damages equal to or less than one hundred thousand dollars for bodily injury, they will be responsible for all court costs incurred in the action. It also clarifies that insurers retain their rights of subrogation for claims exceeding the new damage limits, ensuring they can recover amounts paid on behalf of the insured in cases where no suit is filed.

Statutes affected:
HB434 Original: 32:866(A)(1)
HB434 Engrossed: 32:866(A)(1)
HB434 Enrolled: 32:866(A)(1)
HB434 Act : 32:866(A)(1)