House Bill No. 408, introduced by Representative Dickerson, mandates health insurance coverage for pediatric acute-onset neuropsychiatric syndrome (PANS), pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections (PANDAS), and various types of autoimmune encephalitis (AE). The bill outlines legislative findings that highlight the disruptive symptoms of these conditions, which can include anxiety, seizures, depression, and personality changes, and notes that early treatment is crucial to prevent long-term neurological damage. It also emphasizes that many affected children are often misdiagnosed with autism and may qualify for state disability services due to the nature of their symptoms.

The proposed law requires that all health coverage plans issued in Louisiana provide coverage for the specified conditions, including treatments such as intravenous immunoglobulin therapy. While the coverage may include annual deductibles, coinsurance, and copayment provisions, it aims to ensure that necessary therapies and treatments are accessible to affected children. Additionally, the bill provides definitions for key terms related to the conditions and the health coverage plans, thereby establishing a clear framework for implementation.