House Bill No. by Representative Bayham aims to require health insurance coverage for home visiting services for newborns and young children, specifically those provided by trained professionals from the 28th week of pregnancy up to six weeks after birth, and continuing for up to five years. The bill outlines legislative findings that emphasize the benefits of such services, including reduced emergency healthcare visits and improved cognitive development outcomes. It recognizes the high maternal and infant mortality rates in Louisiana and asserts the state's obligation to promote practices that enhance maternal and infant health.
The proposed law mandates that any health coverage plan offering maternity benefits must include coverage for voluntary home visiting services, with at least one visit during the newborn's first three months and the option for follow-up visits, capped at five visits total from birth to age three. It allows for annual deductibles and copayment provisions, with a minimum coverage limit of $1,500 per pregnancy. Additionally, the bill permits health insurance issuers to establish criteria for home visiting services and outlines various reimbursement methods. The provisions will apply to new policies issued on or after January 1, 2027, with existing policies required to conform by January 1, 2028.