Senate Bill No. [number] amends and reenacts specific provisions of Louisiana's insurance law, particularly R.S. 22:1892, to clarify the duties of insurers regarding good faith in handling claims. The bill modifies the definition of misrepresentation by removing the phrase "or insurance policy provisions" and replacing it with "or a misrepresentation of relevant insurance policy provisions." Additionally, it introduces new limitations on causes of action against insurers, stating that certain conditions, such as good faith disputes regarding liability or medical causation, will not create a cause of action for personal injury or bodily injury claims.

Furthermore, the bill establishes that there will be no separate cause of action against an insurer's representative that is distinct from the cause of action against the insurer itself. This aims to streamline the claims process and clarify the responsibilities of insurers and their representatives in the event of disputes. Overall, the bill seeks to enhance the regulatory framework governing insurance claims while ensuring that insurers are not unduly penalized in cases of legitimate disputes.

Statutes affected:
SB111 Original: 22:1892(I)(2)
SB111 Engrossed: 22:1892(I)(2)
SB111 Reengrossed: 22:1892(I)(2)
SB111 Enrolled: 22:1892(I)(2)