House Bill No. 394 mandates that health insurance providers in Louisiana, including those offering Medicare coverage, must include integrative cancer treatments in their plans. This includes treatments such as acupuncture, cryotherapy, and scalp cooling systems, provided these treatments are recommended by nationally recognized cancer treatment guidelines. The bill allows insurers to impose annual deductibles, coinsurance, and copayments consistent with their existing health coverage plans. The provisions of this bill will apply to any new policies or contracts issued on or after January 1, 2026, and existing policies must conform to these requirements by January 1, 2027.

The bill also defines a "scalp cooling system" as a device designed to cool the human scalp to prevent or reduce hair loss during chemotherapy, emphasizing that it must be intended for repeated medical use. Notably, the bill excludes Medicaid enrollees from its coverage requirements and removes any provisions related to dental services. The effective date for the implementation of this law is set for January 1, 2026.