Senate Bill No. by Senator Luneau aims to enhance the definition of fraudulent insurance acts by specifically including the unauthorized alteration of a property and casualty adjuster's report. The bill enacts a new provision under R.S. 22:1923(2)(q), which states that amending or altering such a report without the written permission of the adjuster who issued it constitutes a fraudulent act. This addition seeks to protect the integrity of insurance claims and ensure that all adjustments to reports are conducted transparently and with proper authorization.

The bill is set to take effect on August 1, 2025, and reinforces existing laws regarding fraudulent insurance practices by explicitly addressing the issue of unauthorized modifications to adjuster's reports. This legislative change is intended to deter fraudulent behavior in the insurance industry and uphold the standards of reporting and accountability among adjusters.