The bill, enacted as Act No. 406, introduces new provisions to Louisiana's insurance law by adding R.S. 22:1923(2)(q). This section defines specific fraudulent insurance acts, particularly focusing on the unauthorized amendment or alteration of an adjuster's or appraiser's repair estimate. It stipulates that any changes made to the original estimate, a revision, or a supplemental estimate without documented permission from the adjuster or proper notification to the issuer will be considered fraudulent.

The effective date for this new legislation is set for July 1, 2026. This act aims to enhance the integrity of the insurance claims process by ensuring that all modifications to repair estimates are properly documented and authorized, thereby protecting both insurers and policyholders from potential fraud.