House Concurrent Resolution No. by Representative Wright urges the United States Congress to protect consumers from government interference regarding payment methods, specifically opposing any congressional efforts to impose surcharges or extra fees on credit card transactions. The resolution emphasizes the importance of a market-based payments system that allows individuals and businesses to make informed choices without government mandates, highlighting the risks associated with shifting financial transactions to less secure providers. It also underscores the significance of maintaining consumer rights, privacy, and innovation within the robust American financial system.

The resolution calls for states to oppose any governmental favoritism that could negatively impact consumer choice, access to benefits like cashback and rewards programs, and overall payment security. It argues that further legislation imposing price controls in the credit card industry is unnecessary and detrimental to innovation and security. The resolution concludes by urging Congress to refrain from actions that could undermine national security and consumer rights, and it requests that copies of the resolution be sent to relevant congressional leaders and Louisiana's congressional delegation.